Getting clean is about more than just saying goodbye to drugs and preserving your physical health. It’s also about getting your other affairs in order. One critical area where drugs hurt people is money management. When you get rid of the drugs, you open up a tremendous opportunity to get yourself and your family ready for the future. At many treatment facilities, they offer financial planning classes as a part of the rehabilitation programs that will allow you to regain financial independence.
The Cost of Drug Addiction
Everybody knows that drugs aren’t cheap, but only those who know addicts understand the real price of drug addiction. Drug addicts are wired to feed their addictions at all costs, regardless of what measures must be taken to find the necessary cash. Because all income goes towards feeding the addiction, it’s virtually impossible to save money or pay bills while on drugs.
Beating drugs means there’s a whole lot of extra money in your life. These funds should be used to build the future you wanted for yourself before addiction took hold. All of those ideas and dreams you had about what you’d do once you got clean are about to come true – as long as you have a solid plan. Financial planning classes teach reformed addicts how to properly manage their income, allowing them to plan for the future.
Planning for Tomorrow with Financial Planning Classes
If you’re used to spending all of your money on drugs, you already know how to live with just basic means. That’s a great thing as you begin to plan your financial future. This means that you’ll be able to save at least some of your income, which will help you to pay for any education you need to pursue the things you want. Saving money from each paycheck will also help you to handle any emergencies that come your way.
Although recovery requires you to isolate yourself to deal with your issues, you may have a family waiting for you when you leave rehab. Your family is just as important as you are when it comes to financial planning, so be sure to consider their needs as well as your own.
One problem with managing money post-rehab is that you’re used to instant gratification when you spend money. That doesn’t work so well with a family. You’ll need to be smart with your money and save diligently. After all, when your son or daughter needs braces, they’ll be relying on you to come through with the money. It’s not easy, but you can learn how to budget yourself and be a great parent and spouse. Financial planning classes teach you how to spend and save money intelligently for you and your family.
Once you get back on your feet, it may be tempting to buy items for the people who helped you along your journey to sobriety. However, this isn’t necessary. Simply staying clean and out of trouble is payback enough for your loved ones, so going broke trying to repay these people doesn’t benefit anybody.
On the other hand, donating some time to a charity is an excellent idea. Using your experience in overcoming your addiction will not only help your recovery, but it’ll help others who are struggling with their demons. This is a much better way to give back than simply writing a check.
Just as you weren’t alone as you defeated your addiction, you don’t have to navigate the tricky financial world on your own. Facilities offer financial literacy that will show you exactly how to prepare for the future. Many people abuse money after they finish abusing drugs because they’re used to rapidly spending their hard-earned cash. However, you can avoid this scenario by learning a little bit about money management before you leave treatment. Afterward, you can create your plan and start making your financial dreams come true.